Imagine winning more than $21 million from your own insurance carrier at trial, punitive damages included, and then watching an appeals court erase every dollar of it. That’s what just happened to a California business in an aviation coverage fight. The reason should get the attention of anyone who has ever signed an insurance application. The carrier never asked the …
When a Pricing Algorithm Becomes a Price-Fixing Problem
If your company sets prices with help from a third-party algorithm, one that quietly runs on data pooled from your competitors, the setup can feel like nothing more than smart operations. But California’s First District Court of Appeal just looked at an arrangement like that and gave it a different name. The name was price-fixing. The decision is VHS Liquidating …
What Your Audience Thinks You Meant Isn’t the Test for Defamation
If your business publishes anything to the public, a documentary, an article, a review, a marketing campaign, a social post, you already know the risk that someone will read an accusation into it that you never made. When that happens, the plaintiff usually points to the reaction. Look at the comments. Look at what people assumed. A new California decision …
In California, You Can’t Amend Your Way Out of a Defective Debt Collection Lawsuit
If your business buys, sells, or collects charged-off consumer debt in California, there’s a habit worth breaking. When a collection complaint goes out with the wrong paperwork attached, the instinct is to amend it, swap in the right documents, and move on. But a new decision from the Court of Appeal says that instinct won’t protect you. The defect is …
San Francisco Litigated a Water Rate Class Action for a Year, Then Won by Showing It Was Filed the Wrong Way
If your company is thinking about challenging a rate or fee that a city or public agency just imposed, you’re probably focused on the merits. Is the charge too high? Does it fold in costs it shouldn’t? Those are the questions that eventually win a case. But in California there’s a threshold question that can end the fight before a …
Cities Can No Longer Bury Your Local Tax Refund in Red Tape
If your business pays a tax to a California city and believes the city got the number wrong, you’d expect a straight path to challenge it. For years, some cities made that path anything but straight. They stacked their own refund procedures on top of the state’s claim rules, so a company seeking a local tax refund had to move …





